Property investing and SMSFs – the differences

Property investing and SMSFs – the differences

Australians love to invest in property. And what’s not to love? It’s tangible, offers diversification and tax benefits, and can provide you with a good income and strong capital growth. The benefits of investing in property can be amplified when held...
Am I too young to manage my super?

Am I too young to manage my super?

Self-Managed Super Funds are among the fastest growing superannuation vehicles in Australia and they’re not just for older investors – investment savvy Y-Genners are catching on. The Australian Taxation Office (ATO) reports that greater numbers of people below the age...
Borrowing to invest within your SMSF

Borrowing to invest within your SMSF

Self-managed superannuation funds (SMSFs) open up a whole new world of investment opportunities for your retirement savings, including direct property. But what if you simply don’t have enough money in super to buy an asset outright? Traditionally, you may have...
Offset account vs redraw facility – the tax difference

Offset account vs redraw facility – the tax difference

Most modern mortgages come with a redraw facility and a mortgage offset account. With a redraw facility you can make additional payments to reduce the outstanding balance of your mortgage, which in turn reduces the amount of interest you pay. However, those additional...
Buying your kids a home – good idea or bad?

Buying your kids a home – good idea or bad?

Owning your home has long been considered the Australian dream, but the changing property market is helping to ensure that it remains just that for many young people. Even with initiatives such as the First Home Owner Grant scheme, housing ownership remains...